Mortgages
Buying a home in Canada, demystified.
Down payments, stress tests, fixed vs. variable, CMHC insurance — what newcomers and first-time buyers need to understand.
Mortgages
8 min readBank of Canada Holds Rates Again: Here's What It Actually Means For Your Wallet
The Bank of Canada just held its key interest rate at 2.25% for the seventh time in a row. If your first reaction is "okay, so nothing happened" — that's exactly the trap. Here's what it actually means for your mortgage, HELOC, and borrowing costs.
September 2, 2026
Mortgages
12 min readRent or Buy in Canada in 2026? The Real Math Behind the Decision
Is renting really throwing money away? Compare the full cost of renting and buying a home in Canada in 2026, including mortgage interest, property tax, maintenance, equity and investment returns.
August 14, 2026
Mortgages
9 min readRenting vs. Buying in 2025: The Math, Not the Vibes
The 'rent is throwing money away' line ignores roughly half the cost of owning. Here's the honest comparison for today's rates and prices.
March 20, 2025